Strategies to Pass Down Wealth Through Real Estate

• A living trust allows you to transfer real estate to your heirs while avoiding probate.
• You retain control over the assets during your lifetime

• Use annual gift tax exclusions to transfer portions of your real estate wealth tax-free.
• This helps reduce the overall taxable estate over time.

• Defer capital gains taxes by reinvesting proceeds from property sales into new properties.
• Builds long-term wealth to pass down.

• Transfer ownership to a partnership controlled by family members.
• Protects assets while allowing controlled distribution.

• Place properties in an LLC to manage ownership and reduce liability risks.
• Allows for smooth transfer of ownership shares to heirs

• Purchase life insurance to cover estate taxes or leave cash for heirs.
• Helps maintain real estate holdings without forcing a sale.

• Build a portfolio of income-generating properties.
• Provides ongoing revenue for heirs and increases asset value over time.

• Upon your passing, heirs receive the property at its current market value.
• Reduces capital gains taxes if they sell the property.

• Educate your heirs on managing real estate and wealth.
• Ensures they understand the responsibilities of property ownership.

• Donate real estate to a CRT, receive income during your lifetime, and leave the remaining value to charity.
• Provides tax benefits and preserves wealth for family or philanthropic goals.

• Work with an attorney, financial advisor, and tax professional.
• Ensure all legal and tax structures are in place to maximize inheritance efficiency

• nclude real estate in your will or estate plan.
• Specify how properties should be managed, sold, or distributed among heirs